Datasets:

electricsheepafrica
/

nigerian-banking-digital-onboarding

application_id stringlengths 14 14	application_date timestamp[ns]date 2023-01-01 00:00:00 2024-12-30 00:00:00	applicant_age int64 18 70	state stringclasses 37 values	channel stringclasses 3 values	kyc_tier stringclasses 3 values	id_verification_score float64 0.5 1	face_match_score float64 0.6 1	completion_time_minutes int64 2 120	kyc_approved bool 2 classes
APP-0001248030	2023-06-29T00:00:00	32	Lagos	web	tier2	0.550395	0.699519	29	false
APP-0000936221	2023-08-27T00:00:00	44	Abia	mobile_app	tier2	0.521369	0.685348	6	true
APP-0000189925	2023-09-04T00:00:00	26	Oyo	mobile_app	tier2	0.672885	0.908447	27	true
APP-0001477860	2023-11-03T00:00:00	24	Lagos	mobile_app	tier2	0.596236	0.857499	20	false
APP-0000987447	2023-03-31T00:00:00	25	Oyo	mobile_app	tier1	0.747961	0.617705	2	true
APP-0000861676	2023-12-21T00:00:00	33	Delta	mobile_app	tier2	0.519354	0.662778	13	true
APP-0001781541	2024-04-30T00:00:00	26	Lagos	mobile_app	tier2	0.814882	0.810711	21	false
APP-0000991232	2024-09-29T00:00:00	33	Osun	mobile_app	tier2	0.764984	0.677919	5	true
APP-0000779475	2023-02-28T00:00:00	29	Imo	web	tier2	0.941217	0.832899	9	true
APP-0001363837	2024-01-08T00:00:00	18	Benue	agent	tier3	0.9403	0.951258	4	false
APP-0001363513	2023-08-02T00:00:00	18	Kano	web	tier2	0.79518	0.972719	9	true
APP-0001810091	2023-02-08T00:00:00	18	Kaduna	mobile_app	tier3	0.930641	0.872646	31	true
APP-0000246229	2024-10-29T00:00:00	24	Osun	mobile_app	tier2	0.849449	0.624534	7	false
APP-0001801036	2024-06-05T00:00:00	54	Lagos	mobile_app	tier2	0.643689	0.941328	13	true
APP-0000932040	2023-10-03T00:00:00	48	Lagos	mobile_app	tier3	0.536232	0.773952	23	true
APP-0000709356	2024-02-22T00:00:00	20	Lagos	mobile_app	tier2	0.736735	0.867993	96	true
APP-0001659645	2024-06-23T00:00:00	18	Enugu	mobile_app	tier2	0.778068	0.688967	13	false
APP-0000612559	2024-10-09T00:00:00	23	Anambra	agent	tier2	0.916348	0.859268	13	true
APP-0001641343	2023-04-22T00:00:00	44	Abuja (FCT)	mobile_app	tier3	0.56765	0.692948	4	true
APP-0001088638	2024-06-24T00:00:00	23	Abuja (FCT)	mobile_app	tier3	0.756269	0.950989	94	false
APP-0000382764	2024-09-08T00:00:00	37	Kano	mobile_app	tier2	0.57951	0.655253	19	true
APP-0001075813	2023-05-27T00:00:00	40	Anambra	agent	tier2	0.854454	0.842981	13	true
APP-0001155859	2023-05-15T00:00:00	53	Abuja (FCT)	web	tier1	0.545036	0.601429	12	true
APP-0000072972	2024-07-05T00:00:00	22	Cross River	web	tier2	0.897094	0.697346	37	true
APP-0001999963	2024-04-10T00:00:00	49	Kaduna	mobile_app	tier2	0.855836	0.739734	12	true
APP-0001227524	2024-06-11T00:00:00	37	Lagos	mobile_app	tier1	0.612915	0.726079	6	true
APP-0000592067	2024-02-10T00:00:00	24	Rivers	web	tier1	0.654982	0.904967	24	true
APP-0000239670	2024-08-06T00:00:00	42	Lagos	mobile_app	tier2	0.798727	0.780028	11	false
APP-0001577068	2024-10-16T00:00:00	40	Lagos	mobile_app	tier3	0.721205	0.746108	11	true
APP-0001920611	2024-01-24T00:00:00	35	Lagos	mobile_app	tier3	0.935282	0.82106	17	false
APP-0000913329	2024-05-01T00:00:00	32	Akwa Ibom	mobile_app	tier2	0.50543	0.857414	15	true
APP-0001030100	2023-03-31T00:00:00	37	Akwa Ibom	web	tier2	0.629966	0.785619	13	true
APP-0000159016	2024-09-20T00:00:00	35	Kaduna	web	tier2	0.880419	0.930986	29	false
APP-0001194880	2024-04-23T00:00:00	21	Nasarawa	web	tier3	0.751652	0.725808	3	true
APP-0001280232	2024-10-20T00:00:00	27	Kano	agent	tier2	0.575275	0.96032	7	true
APP-0001536409	2023-08-01T00:00:00	31	Kano	mobile_app	tier3	0.810057	0.866943	14	true
APP-0000141456	2023-02-11T00:00:00	18	Lagos	web	tier2	0.760494	0.75638	14	true
APP-0000975385	2023-09-19T00:00:00	28	Kano	mobile_app	tier1	0.910526	0.853235	7	true
APP-0000826122	2023-11-11T00:00:00	54	Lagos	mobile_app	tier1	0.952046	0.789894	26	true
APP-0000054607	2023-09-21T00:00:00	29	Ebonyi	web	tier2	0.671135	0.754771	14	true
APP-0001391946	2023-05-18T00:00:00	27	Imo	mobile_app	tier1	0.584651	0.80491	85	true
APP-0001579654	2023-10-27T00:00:00	23	Lagos	web	tier2	0.578771	0.645748	4	true
APP-0001964121	2023-01-09T00:00:00	31	Abuja (FCT)	web	tier1	0.539547	0.76896	67	true
APP-0001142101	2023-03-03T00:00:00	24	Oyo	mobile_app	tier1	0.65757	0.749304	40	true
APP-0000084649	2023-12-21T00:00:00	35	Imo	mobile_app	tier2	0.97282	0.859194	33	true
APP-0000184919	2023-07-10T00:00:00	41	Kaduna	mobile_app	tier1	0.763716	0.963634	10	true
APP-0001009041	2023-09-25T00:00:00	37	Lagos	mobile_app	tier3	0.952494	0.725747	13	false
APP-0000774279	2024-01-18T00:00:00	18	Abia	web	tier2	0.812964	0.646314	6	true
APP-0001318361	2024-09-24T00:00:00	39	Kogi	mobile_app	tier3	0.854366	0.801246	10	true
APP-0001953169	2023-04-18T00:00:00	38	Osun	mobile_app	tier1	0.594448	0.734847	15	false
APP-0001913980	2023-01-02T00:00:00	20	Katsina	mobile_app	tier2	0.945594	0.887667	2	false
APP-0000608204	2024-06-20T00:00:00	19	Anambra	web	tier1	0.670149	0.890014	47	true
APP-0001759401	2024-11-20T00:00:00	39	Nasarawa	mobile_app	tier2	0.919507	0.804239	39	false
APP-0001724002	2023-05-02T00:00:00	24	Abuja (FCT)	web	tier3	0.857666	0.889743	20	true
APP-0000368303	2023-01-31T00:00:00	39	Akwa Ibom	web	tier2	0.960896	0.603182	12	true
APP-0000083847	2024-06-10T00:00:00	21	Delta	web	tier2	0.515514	0.626043	47	true
APP-0001285916	2024-01-25T00:00:00	46	Lagos	mobile_app	tier3	0.792242	0.665415	10	true
APP-0001137958	2024-12-21T00:00:00	27	Lagos	mobile_app	tier2	0.604457	0.939082	8	true
APP-0000093862	2024-01-29T00:00:00	41	Rivers	mobile_app	tier3	0.897586	0.873923	19	true
APP-0000692168	2024-06-10T00:00:00	31	Abuja (FCT)	mobile_app	tier2	0.778211	0.842486	120	false
APP-0000592138	2024-06-04T00:00:00	31	Lagos	mobile_app	tier3	0.87211	0.799578	8	true
APP-0000599891	2023-09-01T00:00:00	18	Lagos	mobile_app	tier3	0.518913	0.857557	59	true
APP-0001710414	2023-12-06T00:00:00	36	Lagos	web	tier2	0.730668	0.905984	8	true
APP-0000808768	2024-11-08T00:00:00	31	Kano	mobile_app	tier2	0.870668	0.931576	25	true
APP-0000602100	2024-04-22T00:00:00	36	Kano	mobile_app	tier3	0.795743	0.861628	84	false
APP-0000226894	2024-02-12T00:00:00	35	Bauchi	mobile_app	tier3	0.524478	0.962965	28	true
APP-0000073772	2024-10-10T00:00:00	38	Oyo	mobile_app	tier2	0.506998	0.816858	6	true
APP-0000606972	2024-06-25T00:00:00	36	Rivers	mobile_app	tier2	0.775432	0.650905	111	true
APP-0001157997	2024-08-24T00:00:00	52	Enugu	agent	tier2	0.844453	0.865983	32	false
APP-0000055707	2023-08-02T00:00:00	36	Kaduna	web	tier2	0.52931	0.622871	29	true
APP-0001606606	2023-04-20T00:00:00	43	Lagos	mobile_app	tier3	0.71088	0.986539	105	true
APP-0001998144	2024-06-22T00:00:00	18	Delta	mobile_app	tier2	0.750532	0.634694	76	true
APP-0000843828	2024-08-28T00:00:00	20	Oyo	agent	tier2	0.521892	0.996562	11	true
APP-0001598303	2024-02-12T00:00:00	39	Lagos	web	tier1	0.926452	0.693661	55	false
APP-0001854690	2023-11-30T00:00:00	28	Benue	mobile_app	tier2	0.636453	0.747139	22	false
APP-0000459946	2024-08-24T00:00:00	25	Lagos	mobile_app	tier2	0.662099	0.747027	5	true
APP-0001893221	2024-06-25T00:00:00	51	Abuja (FCT)	mobile_app	tier2	0.82129	0.865691	3	false
APP-0000473106	2024-09-04T00:00:00	39	Delta	agent	tier2	0.891141	0.737253	2	true
APP-0000001771	2023-12-04T00:00:00	38	Oyo	mobile_app	tier2	0.972334	0.650824	14	true
APP-0000797232	2023-06-24T00:00:00	18	Kaduna	mobile_app	tier2	0.518474	0.890057	15	true
APP-0000205886	2024-12-29T00:00:00	19	Plateau	mobile_app	tier3	0.866892	0.674883	12	true
APP-0001238627	2023-03-18T00:00:00	26	Abuja (FCT)	mobile_app	tier1	0.925645	0.659289	24	true
APP-0000485269	2023-09-18T00:00:00	18	Abuja (FCT)	mobile_app	tier1	0.743034	0.636748	34	true
APP-0000398507	2024-06-15T00:00:00	36	Lagos	mobile_app	tier2	0.531438	0.981165	9	false
APP-0001978942	2023-12-28T00:00:00	26	Lagos	mobile_app	tier3	0.950218	0.86655	113	true
APP-0000424250	2024-09-15T00:00:00	47	Lagos	mobile_app	tier2	0.95285	0.787352	40	false
APP-0000765895	2023-11-24T00:00:00	23	Katsina	mobile_app	tier3	0.564207	0.876295	26	false
APP-0001250664	2024-05-03T00:00:00	40	Kogi	web	tier2	0.718385	0.913091	45	false
APP-0001116403	2024-06-15T00:00:00	31	Kano	mobile_app	tier1	0.771134	0.636814	17	true
APP-0000420609	2023-07-18T00:00:00	57	Lagos	agent	tier1	0.899562	0.68626	32	true
APP-0001860608	2024-07-27T00:00:00	27	Lagos	mobile_app	tier3	0.537308	0.655765	20	true
APP-0001930321	2023-04-10T00:00:00	34	Rivers	mobile_app	tier2	0.623568	0.882838	16	true
APP-0000285523	2024-04-27T00:00:00	43	Kwara	web	tier1	0.865789	0.740854	9	false
APP-0001231691	2024-11-14T00:00:00	18	Lagos	mobile_app	tier3	0.658626	0.821411	21	true
APP-0000049359	2023-07-08T00:00:00	18	Kaduna	web	tier1	0.86481	0.765869	44	false
APP-0001653728	2024-06-04T00:00:00	31	Rivers	mobile_app	tier1	0.73263	0.82392	4	true
APP-0000071893	2023-08-21T00:00:00	46	Jigawa	agent	tier2	0.736363	0.800558	22	true
APP-0001619716	2024-07-13T00:00:00	39	Edo	mobile_app	tier2	0.670598	0.839678	5	true
APP-0001831327	2023-09-30T00:00:00	22	Borno	mobile_app	tier2	0.691174	0.773742	10	true
APP-0001558231	2024-10-06T00:00:00	33	Ogun	web	tier3	0.993839	0.926441	11	true

End of preview. Expand in Data Studio

Digital Account Onboarding Applications

Dataset Description

Nigerian digital customer onboarding with KYC approval labels

This is a production-grade synthetic dataset with authentic Nigerian banking context, designed for KYC automation, onboarding fraud detection, and approval optimization.

Key Features

🇳🇬 Nigerian Context: Real bank names, states, demographics
📊 ML-Ready Labels: Approved flag (75% approval rate)
⚡ Large Scale: 2,000,000 rows
🎯 Realistic Distributions: Normal age distributions, verification score patterns, completion times
📅 Temporal Coverage: 2023-01-01 to 2024-12-31

Dataset Structure

Splits

Train: 1,400,000 rows (70%)
Validation: 300,000 rows (15%)
Test: 300,000 rows (15%)

Schema

Key columns: application_id, application_date, applicant_age, state, channel, kyc_tier, id_verification_score, face_match_score, completion_time_minutes, approved

Usage

from datasets import load_dataset

# Load full dataset
dataset = load_dataset("electricsheepafrica/nigerian_digital_onboarding")

# Load specific split
train_data = load_dataset("electricsheepafrica/nigerian_digital_onboarding", split="train")

Labels

Type: Approved flag (75% approval rate)
Use Case: KYC automation, onboarding fraud detection, and approval optimization

Nigerian Context

Nigerian digital onboarding patterns, channel preferences (mobile app 65%, web 25%, agent 10%), KYC tier distributions, ID verification challenges, and factors affecting approval (face match scores, completion times, document quality).

Citation

@dataset{nigerian_banking_digital_onboarding,
  title = {Nigerian Digital Account Onboarding Applications},
  author = {Electric Sheep Africa},
  year = {2025},
  publisher = {Hugging Face},
  howpublished = {\url{https://huggingface.co/datasets/electricsheepafrica/nigerian_digital_onboarding}}
}

License

Apache 2.0 - Free for commercial and research use.

Contact

Organization: Electric Sheep Africa
Collection: Nigeria Banking & Finance Datasets

Downloads last month: 30

Size of downloaded dataset files:

56.5 MB

Size of the auto-converted Parquet files:

56.5 MB

Number of rows:

2,000,000

Collection including electricsheepafrica/nigerian-banking-digital-onboarding

Nigerian Banking

Collection

20 Nigerian banking datasets for ML research, fraud detection, and financial analytics. • 20 items • Updated Oct 20 • 1